Why are some people happy throwing mud at other people?

I don’t know what is the intention of this &^%&*#@ person in Entrepreneur Philippines Forum for replying in an insulting manner in one of my threads on that forum. His/her reply to my thread was completely irrelevant to the topic I started. What pisses me more is… this person called me Mr. Team1 – which is obviously not my name.

This entrepreneur (or so he/she thought he/she is) might have come across with me when I was still connected with Team1 Alliance Corporation. This company is a network marketing company that is on the brink of closure because of pyramiding charges. I don’t deny being connected with this company. I know from the start that this company “might” face a pyramiding case. As a matter of fact, I tried to warn the management of the company about this issue for I have learned about pyramiding issues from my previous networking companies. But the management didn’t listen. That’s why I quit the company.

Now, what makes me smile and mad at the same time, is the reply of this person in one of my threads. What is the connection of me being an ex-Team1 affiliate and with my thread? See it for yourself – click this!

I sure hope that he/she has a good intention not just for me but for other forumers as well in his/her reply to my thread. Because honestly… What he/she did is “unprofessionalism”. And unprofessionalism is a very bad trait… It’s not an entrepreneur’s trait (or should I say, a “real entrepreneur’s” trait) and should not be duplicated by other novice entrepreneurs.

How important is money?

Is money really important? To some people I know, they say that money is not everything. Is it? Let’s do a simple exercise to find out if money really isn’t everything and to know how important money is. Please answer the questions below with all honesty:

Do you love yourself?

Do you love your loved-ones?

Do you eat? Do you drink? Do you sleep? Do you wear clothes?

Does your loved-ones eat? Drink? Sleep? Wear clothes?

Do you use gasoline in your car or do you ride public utility vehicles (PUV’s) on your way to work?

Does your loved ones use gasoline or ride PUV’s on their way to school or work?

Do you need electricity and water in your house?

Do you entertain yourself (e.i. watching movies, socialize, buy latest gadgets, etc.)?

Does your loved-ones entertain theirselves?

Do you use a telecommunication device (e.i. telephone, cellular phone, internet, etc.)?

Does your loved-ones use a telecommunication device?

Do you go to a doctor when you’re sick or to have a routine check-up?

Does your loved-ones go to a doctor?

Do you help people in need?

What was your answers in the above questions (these are just “some” questions)? If you answered it with all honesty, you could have answered everything with a big YES (except for the last question, if you don’t prefer to help other people).

So, is money everything? Is it important? I think you know the answer.

While it is true that money can’t buy you happiness, per se. But it can certainly buy you things that could make you and your loved-ones happy. Whether you admit it or not, money is everything, especially in this era. Your love alone will not suffice in bringing up your family. Your love won’t be able to buy food on the table, but your money can. And you use your money to buy food on the table because you love your family. So therefore, money is everything. Money is an important tool in making our family alive and happy.

When are you going to die? A sarcastic question, but important!

Last night after my live-in partner and I went to Glorietta (a famous mall in Manila, Philippines) to meet my father, we went to a clinic because my wife wasn’t feeling that well – since morning, actually. After some tests, the doctor said it’s possible that my wife has a diabetes. The doctor said he will still conduct another test the next morning to further justify his conclusion. Though I question the procedure that the doctor performed.

Anyway, the doctor gave a prescription for my wife’s muscle pain and viral infection. So we drove to the nearby drugstore and I bought the medicines. When I got back in our car my wife is crying. She is crying because of the end results of people having diabetes. Well, it is indeed a painful, hard, and deadly disease. So, she was crying because she think she’s going to die, and that made me cry too because I feel that pain of being away with her forever.

When we were home, and about to sleep, her temperature rose so high that I decided to bring her to the hospital for a “second opinion”. After hours of agony, waiting for the result, we later found out that she only has a Flu and there is no sign of diabetes (for now). What a relief!! We felt happy of course, knowing that it’s not diabetes. Though she has a tendency (and so do I), but at least it’s not yet there. Meaning, there’s still a big chance to prevent it.

Now, what is the moral of the story? We never know when we’ll die. All the while we thought that it’s the start of her agony towards the inevitable. Since we don’t know when we will die, it’s very important to work smarter for the future (not just for retirement, but also in case someone gets sick or dies, it will entail a lot of money) and at the same time to cherish every moment possible with your loved ones.

So, while we still can… Work smart for money for your future and for unforeseen events (like the false alarm that we just experienced) and cherish every moment with your loved ones. This experience made me realize that we do need to have lot’s and lot’s of money, have a proper eating diet; exercise; and sleep, and be with my loved ones.

Read, read, and read! And then what?!?

When I was in highschool, reading was never my hobby… Not until the latter part of my life. But I don’t normally read to be entertained. I read to gain knowledge.

I have read countless materials about business, investing, self-help, motivation, inspirational, etc. I’ve read the books of Kiyosaki, King, Covey, Gamboa, Khoo, Trump, among others.

I have seen people who are fond of reading the same books I have read, but the question is what happens after reading it? What do they do after reading? Majority of them just talk, talk, talk… I have seen in forums how knowledgable people are about a certain subject. But if you try to see if they are a practitioner of their preachings, sadly they are not. A person could have ALL the knowledge in the world but it will still be worthless. How? IF IT IS NOT PRACTICED.

So basically, it doesn’t matter how many books you’ve read. What matter is how many times you practiced the knowledge you gained in the book.

So, after you read, read, read… You have to plan, plan, plan… And then you practice, practice, practice!! This applies especially in books about business and investing. Of course, you wouldn’t practice the spells written in the book ‘Harry Potter’. Please, don’t use the “Expeliarmus” spell on me guys!!!

Financial Levels During Retirement Period

There are 4 financial levels during our retirement period. These are (1) Financial Misery, (2) Financial Security, (3) Financial Freedom and last but definitely not the least (4) Financial Abundance.

It’s a fact that one of these four financial levels will be our ‘personal financial level’. So what do you think will be yours? Before assuming what financial level will be yours during your retirement period, let me first briefly expound each levels.

Financial Misery is the simplest level. This is the level where you don’t have any money to provide for your basic needs. We achieve this by doing nothing NOW. I bet you US$1 Million that you’ll have this level on your retirement period by doing nothing today. You either just die because of the lack of money or suffer the humiliation of begging to your loved ones or worse other people just to survive. This is the hardest level but the easiest to achieve.

Financial Security is where you have enough money to provide for your basic needs. There are a lot of ways to achieve this. But to surely achieve this, you need to invest in investment vehicles that gives you an average return for your investment. Examples are Insurance Products, Index Funds, Mutual Funds, etc. A little bit of know-how about the investing is needed in order to achieve this financial level.

Financial Freedom is where you have enough money to live the lifestyle of your dreams. Again, just like the above level, there are a lot of ways to achieve this. But the surest way to achieve it is to invest in investment vehicles that gives an above average return for your investment. A deeper knowledge about business and investing is required in order to achieve this level.

Financial Abundance is where you have almost unlimited supply of money. Not only can you live the lifestyle of your dream but you could also touch the lives of as many people as you want. You’ll be able to make a positive difference in the world by using your money in helping other people. In order to achieve this, you need to have the highest return on your investment. A lot of know-how about business and investing is needed in order to achieve this financial level. This is the hardest level to achieve but definitely the most rewarding financial level.

There you have it, the four financial levels during our retirement period. So which level would you like to have? It’s up to you! Just remember that whatever you do today, will definitely be your life tomorrow. So, if you just do nothing today, don’t expect to become financially abundant in the future…

My first blog here in WordPress

This is my blogsite where I’ll be sharing my knowledge and thoughts about business and investing. Though I am still a ’student’ of business and investing, I consider myself as someone who is very passionate about making money thus giving me the energy to read and learn about the two subjects on a daily basis.

With my modest knowledge about the subjects, I hope to be able to touch other people and inspire them as well to see and appreciate the beauty of business and investing.

With that, I welcome everyone who’ll be visiting my business and investing blogsite and I do hope that you’ll learn at least bits and pieces about the subjects here and I do hope to learn from you guys too!

God bless you all!